PRODUCT OFFERINGS
AD&C All-in-One Financing
Seamless Financing for Every Phase
Terms
Acquisition, Development, and Construction Loans
Experienced developers and builders benefit by consolidating and streamlining their AD&C financing for construction projects for every phase
Term (up to)
24 months
As Repaired / Improved LTV
Horizontal Post Lot Development
up to 60%
Vertical
up to 75%
LTC
up to 90%
Property Types
Horizontal: Entitled land with zoning in place.
Vertical: Single Family, Condo, 2‐4 Unit Properties, and Townhouses
Total Units Per Loan
Multiple properties per loan allowable if in the same jurisdiction

How We Lend
Funding Your Pipeline, Not Just One Project
We don’t restart for every project. Once we understand your business, we establish an annual exposure limit so you can deploy capital across multiple projects with confidence and speed. That means fewer restrictions, clearer capital capacity, and financing that works with the realities of residential development.
1
Understand the Builder
We evaluate the builder’s experience, operating model, and pipeline.
2
Establish Capital Capacity
An exposure limit up to $350MM is structured to support the builder’s broader production.
3
Deploy Capital Across Projects
Projects move forward within that capacity with less friction between approvals
How Our Approach Compares
Capital Solutions that Remove Friction
Builders Capital
Competitors
Traditional Bank
Loan Products
Wide variety tailored for builders (construction, BTR, etc.)
Limited product customization
Standardized products; fewer options for developers
Industry Expertise
Over 15 years in private construction lending and experienced leadership
Varies; some specialize in lending but lack deep construction focus
Limited real estate and construction-specific expertise
Leverage
Competitive LTC & LTV
Varies
Lower LTC ratios, requiring higher builder equity
Flexibility
Creative, builder-focused solutions
Moderate flexibility
Moderate flexibility
Technology Access
24-hour online access to loan details and draw requests
May offer basic online tools
Minimal tech integration; relies heavily on manual processes
Geographic Reach
Nationwide presence
Regional or limited to specific areas
Regional or local scope
Origination Fees
Transparent
Varies, often with hidden or layered fees
Higher, with additional hidden fees
Borrower Relationship
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
Focused on shared success and long-term relationships
resources
Experience You Can Rely On
With decades of experience in building and construction, we provide builders with market insights, financing strategies, and industry updates designed to help navigate scale and changing market conditions.
Trusted by Builders Nationwide
Proven Across Thousands of Homes and Projects
Builders Capital combines builders expertise with institutional capital to support residential builders across the country.
$17+ Billion
Projects Financed
500+
Builders Supported
18,000+
Homes Built
15,000+
Lots Developed
Testimonials & Reviews
Why Builders Choose Builders Capital
Builders across the nation rely on Builders Capital to help keep their projects moving.








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